Fundbox

Money20/20 is right around the corner. I’ll be in Vegas with the Fundbox team, catching up with partners and meeting with platforms about what embedded capital could look like for their SMBs. We’ll be hosting meetings throughout the week. If you’re attending, send me a DM and let’s get some time on the calendar. Looking forward to seeing everyone there! Money20/20 | Fundbox

I'll be at Money20/20 in Vegas, October 18-21. And while I'll be a featured speaker with plenty to say about embedded fintech, small business capital and Fundbox, I'm even more excited to listen to the other operators, builders, and partners who will be there. So I plan to listen more than I talk 😀 DM me if you want to catch up.

There’s a lot happening at Money20/20 this year. For Fundbox, Prashant F. and Rina Jariwala will both be taking the stage, and our team will be in Vegas throughout the week meeting with partners and others building for the small business economy. We’re also proud to be a finalist in the Banking category of The Money Awards. 👏 If you’ll be there, reach out and let’s get some time on the calendar. Rob Carbonell Anchit Singh Ford Kirk See you soon, Vegas!

I’m looking forward to being at Money20/20 next month for a conversation about how AI and better data can help more small businesses access capital. Join me, moderator Mike Kresse (Mastercard), and my fellow panelists Erica Dorfman (Brex) and Alex McLeod, MBA (Parlay Finance) as we dig into the opportunities AI creates, as well as the risks we need to think about along the way. It’s always great to share the stage with a Fundbox partner, and I’m looking forward to the conversation with Mike and the rest of the group. If you’ll be there, come join us. https://lnkd.in/gWkSBxXi

We were so impressed by everything 8am unveiled in its latest Showcase. We love helping our partners bring big ideas to life and are proud to be the embedded capital partner behind 8am Capital. Congratulations to the entire team! 🎊

8am has launched its Fall 2026 Showcase, including the first official Claude MCP connector built specifically for legal practice management and a new funding option within LawPay. On why 8am built the MyCase connector rather than competing to become the AI interface itself, Joshua Carter told The Legal Wire: “We want to be a more open system of record for firms. Firms should be able to choose whichever platform they deem is best suited. Internally, we’ve seen how fantastic Claude is, so we wanted to give our customers the same experience. Ultimately, this is their data, and they should be able to access it how they prefer” 8am Capital, meanwhile, offers funding within LawPay through Fundbox. Curtis VanderGriendt explained: “8am Capital helps firms access funding when cash flow needs arise. LawPay is the natural place to offer it because it's where our customers already get paid and manage cash flow. Because that activity lives in LawPay, eligibility for prequalified offers is based on firms’ real payment history, like overall volume and frequency. For firms, this means access to capital as fast as next business day with far less friction than traditional loans.” Link to the full announcement in the comments.

As Fundbox continue to innovate on the modular capital infrastructure to help platforms launch and scale capital programs for SMBs, we expanded into Australia and Canada earlier this year (one more geo coming soon) and are actively exploring other markets to meet the global need for SMBs seeking capital. I'll be at Fintech Meetup Europe to meet folks building platforms that serve SMBs and are looking to address their capital needs. If you'll be around, send me a note or DM. It would be great to connect.

Next stop, Lisbon ✈️ Fintech Meetup Europe! As Fundbox continues to expand internationally, we’re focused on building capital infrastructure that can scale across platforms and markets. Our end-to-end platform brings together technology, underwriting, servicing, and access to capital, giving partners a faster, more flexible path to embedded capital. Prashant F., Anchit Singh, and Rob Carbonell will all be there. Interested in connecting in Lisbon?  https://lnkd.in/ePg4AkEg

The narrative around fintech and banks keeps evolving. It used to be "fintech will destroy banks," then it became "fintechs will help banks," and now the question is "with AI, do banks need fintechs at all?" (Set aside the reality that many fintechs are also banks.) IMHO the more useful question is "what kind of bank are you and what problem are you trying to solve?" There are 4,200 banks in the US and just 32 of them hold nearly three quarters of the assets. In the EU, the ECB directly supervises only 109 banks out of roughly 4,600. Most banks don't have the budget to build and maintain that much. And AI may lower the cost of writing code, but doesn't change your balance sheet, your distribution, or your seasoned loss curve. If you're a bank thinking about SMB, do you have small business customers you can't serve economically? Or do you have capital to deploy but limited SMB distribution? Whether and how you should partner with a fintech like Fundbox depends on which one you are. Join me and my fellow panelists Andrea Zamorano (Amazon), David McHenry (HSBC Innovation Banking), Denise Johansson (Enfuce), and João Cruz (Revolut) on October 6 at Fintech Meetup in Lisbon.

Adopting AI in financial services is no longer about novelty. It is an operational imperative that requires strict governance, robust data architecture, and clear alignment with real human needs. Fireside chat sessions at MoneyLIVE North America in Chicago converged on several key takeaways: • Technology must solve root-cause problems and simplify banking rather than innovate for its own sake. When complexity or security is on the line, personal human interaction remains essential. • As autonomous software agents emerge as end users, institutions must pair non-deterministic AI models with deterministic safeguards, strict oversight, and new identity standards. • Generative tools are shifting the economics of legacy core modernization, enabling workflow orchestration centered on true customer intent. • In lending, machine learning and embedded distribution can dramatically lower underwriting overhead, using targeted models to classify unstructured data and improve risk scoring. Special thanks to the session speakers and moderators for sharing their insights: Krista Phillips (M&T Bank) Juliette Foster (JulietteFoster.com) Adam Berrey (Catena Labs) Theodora Lau (Unconventional Ventures) Ignacio Sarquis (Santander) Chris Panneck (KPMG US) Prashant F. (Fundbox) Peter Renton (Renton & Co LLC) #Fintech #Banking #CreditUnions #AI #DataStrategy #Lending #SMB #WeShowUp #MoneyLIVENA https://finop.us/ozgn