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Jun 21, 2018 at 16:16 comment added cmm I see that this is belated. I should check the dates on questions. I often answer questions of years past. OTOH, since the purpose of this group is both to answer the question for the OP, and to build a repository of answers, an answer to a stale question is not without purpose. I agree that medical expenses can bankrupt you. I don't know the timing of the HELOC -- it could have been solely for medical treatment, but the years of unpaid taxes predate the cancer treatment, and suggest a structural problem.
Jun 21, 2018 at 15:10 comment added Brian Good answer, if a bit belated. Medical expenses can bankrupt you, but the HELOC mentioned in the question hints at ongoing expenses being too high.
Jun 21, 2018 at 14:28 history answered cmm CC BY-SA 4.0