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The Money Channel

Global Investor: Land of the free is home of the brave investor

It may be the world's largest economy, but investing in the US has been a rather underwhelming experience in recent times. While the stock market has delivered positive returns in each of the past three calendar years, it's lagged behind the performance of shares in many other countries, both developed and developing.

No Pain, No Gain: Will hope triumph over experience just for once?

Car hire-purchase is hardly a glamorous business. But it is an activity that has been with us a long time, fulfils a need and should produce profits, even for finance companies operating in what is euphemistically called the sub prime market.

Secrets of Success: When market timing really can pay

Here are some thoughts about the stock market taken from conversations with the professionals whom I speak to regularly for my newsletter. They need to be read against the background of a global stock market that continues to rise pretty impressively in most countries, as it normally tends to do in January.

Collector's Corner: Stars of their time will shine brightly again

Bargain-hunting amongst Britain's less well-known artists of the past 50 years can pay, says Gwyn Jones

House for sale? Not unless you know how green it is

Estate agents will be legally required to include an independent assessment of a property's energy efficiency in all sale particulars from 1 June, the Government has confirmed.

As mortgage rates go up, now is the time to gamble wisely

Most interest rate increases will take effect on Thursday, so now is the time to act, says David Prosser

Questions Of Cash: Can our new home be 'blacklisted'?

Q. My wife and I recently bought a house. Mail is arriving for the previous owner, and it's clear he owed a lot of money to lots of people. He left no forwarding address. We have heard that properties can be financially blacklisted. Is this true? MD, by e-mail.

Access all areas

Grants are available for landlords with disabled tenants. Chris Partridge reports

More For Your Money: Bedford

Many families are drawn to Bedford for its excellent Harpur Trust schools - the good-value houses mean they can afford the fees, too.

My Home: John Torode

For the chef John Torode, there are some things that no household should be without - photos of friends, a comfy sofa and a bit of clutter

Victoria Summerley: Town Life

THE OTHER Sunday, my son and I went for a bit of a wander along the Wandle. My son, being taller and fitter than me, waded in and happily fished about for bits of submerged rubbish, but I contented myself with walking along the bankside, scooping up polystyrene cups, tin cans and plastic carrier bags.

The Mortgage Clinic: 'Should I build up savings or clear my debt?'

Q. I have a fixed-rate mortgage, with a 25-year term, and I'm making overpayments each month so that I can pay it off early. However, the rate I am paying is under five per cent and several savings accounts, especially ISAs, are paying more than that. Would I be better off putting the money into an ISA each month?

There's a deal with your name on it. You'll miss it if you chase cheap loans

The shock rise in interest rates to 5.25 per cent has caused many homeowners to ask themselves if they should rip up their mortgage and start again.

Buy Of The Week: Hammersmith, London

It's a fisherman's cottage, tucked away on a riverside - but is this Dorset, or maybe Wales? Central London, actually