First Community Trust, N.A.

At FCT, we’re proud to say #ilovemycreditunion! Partnering with mission-driven #creditunions inspires us every day as we work together to serve members, strengthen communities, and support lifelong financial success. Here’s to the power of #peoplehelpingpeople and the impact we create through trusted #CUpartnerships!

When your financial advisor and investment team work together, your investment strategy can stay better aligned with your overall financial goals. At First Community Trust, our portfolios are managed by an in-house investment team that collaborates closely with your advisor, providing oversight, timely adjustments, and a coordinated approach to your financial plan. Learn why that matters in our latest article from our Chief Investment Officer Jenna M. Walleser Aristizábal, CFA®, CPA. Read more at the link below. https://lnkd.in/g2Kj5xw4

What's one thing our advisors wish more people knew? According to Sarah Reicks, CFA, Senior Vice President, Wealth Advisor & Trust Officer, long-term success isn't about perfectly timing the market. It's about staying consistent. Here’s what Sarah has to say: “The one thing that is important for people to remember is that behavior is far more important than we realize. I live by the saying, ‘Time in the market beats timing the market.’ We can’t consistently predict the markets, so keeping our emotions in check when we feel fear or anxiety is incredibly important. Success usually comes from doing the boring things consistently – think tortoise rather than hare.”

Managing a retirement plan has become increasingly complex. Between growing administrative responsibilities, rising costs, and fiduciary obligations, many organizations are looking for a simpler approach. Our new Affiliates Choice Retirement Plan, a Pooled Employer Plan (PEP), allows multiple employers to benefit from group pricing and outsource the daily administration of their plan. By shifting many administrative and fiduciary responsibilities to experienced providers, organizations can spend less time managing their retirement plan and more time focusing on their people and mission. Have questions or want to explore whether a PEP is right for your organization? Contact the First Community Trust team to start the conversation. https://lnkd.in/eBHwxDCp #RetirementPlans #401k #EmployeeBenefits #PEP

Stars, stripes, and summer skies. Happy Fourth of July from all of us at FCT! Wishing you a safe, fun-filled holiday weekend.

Our offices will be closed today, Friday, July 3, in observance of Independence Day. We hope you have a safe, relaxing holiday weekend with family and friends. We look forward to helping you when we reopen during normal business hours.

FCT Insurance Solutions offerings are now available to Advantage Credit Union members. Building on an existing partnership with First Community Trust, N.A., members now have access to Medicare*, annuities, life insurance, disability insurance, and long-term care insurance. We’re proud to continue expanding services that help individuals and families protect what matters most and plan confidently for the future. Learn more: https://lnkd.in/gq67c7h2 *FCT Insurance is an insurance agency not affiliated or endorsed by the government or Federal Medicare Program. This is a solicitation for insurance.

Your credit union does more than serve members. It strengthens communities. A Charitable Donation Account (CDA) can help maximize the resources available for giving back while supporting a stronger financial future. Learn more about CDA’s: https://lnkd.in/gYhT22G

We're #hiring a new Investment Associate in Dubuque, Iowa. Apply today or share this post with your network.

Are your employees getting the information they need to make confident retirement decisions? A recent PlanSponsor article highlights an important distinction: retirement plan education and investment advice serve different purposes, but both can play a valuable role in improving participant engagement and outcomes. As retirement plans continue to evolve, understanding how and when employees need support can make a meaningful difference in their financial wellness and retirement readiness. At First Community Trust, we're committed to helping plan sponsors create retirement programs that empower employees to make informed decisions. Contact us to book a conversation: fctrust.com/#contact Read the full article from PlanSponsor here: https://lnkd.in/eniHq3fX