Balance

We’ve partnered with Shopware to bring flexible B2B payments to Shopware merchants across North America, embedded directly into checkout and buyer portals. For many B2B merchants, offering invoicing or net terms at scale has meant heavy lifting across credit, billing, collections, and reconciliation. Balance changes that. Now they can meet their customers’ need for payment terms without adding operational overhead. #b2bcommerce #b2bpayments #ecommerce #tradecredit #paymentterms #net30 #net60 #invoicing

Agentic AI is quickly becoming a priority for finance teams. 🤖 According to Deloitte, 54% of CFOs say integrating AI agents will be a digital transformation focus in 2026. Meanwhile, a survey by Wakefield research found that 88% of CFOs are already using at least one agentic AI tool across accounting and finance processes. Curious how AI shows up in accounts receivable specifically? 👀 Explore here. ➡️ https://lnkd.in/en4RvbZA

“Balance helps us solve one of the biggest challenges that we have in the B2B marketplace. Giving buyers the payment flexibility they need without adding any risk or friction.” We’re proud to power Alibaba’s Pay Later for Business program and appreciate the collaboration with Yiran Li and the entire Alibaba.com team - driving flexible payments that deliver real value to U.S. businesses at scale.

📢 Our team is heading to Shoptalk. If you’re thinking about launching Pay-By-Invoice or B2B BNPL programs, this is the moment to get it right. Scaling these programs isn’t just about adding a payment option. It’s about perfecting underwriting, billing, collections and cash application at scale, and making it all work without adding operational overhead or credit risk. That’s where we come in. We power it end-to-end with autonomous AR and zero credit risk, so you can scale terms without building the infrastructure behind it. Leading brands including Instacart, Alibaba.com and B-Stock are already running these programs on Balance. What are you waiting for? 📩 DM Kurt Barnes or Sean Last, CFA to learn more at Shoptalk #shoptalk #b2bcommerce #b2becommerce #paylater #b2bpayments

Payment terms sit at the intersection of growth, finance, and buyer experience. Here’s what recent data reveals about their impact. 📊 Link in the comments for the full insights, and to learn how B2B teams can scale net terms effectively. 👇

📍 Heading to SSOW 2026 next week? Come see how AI-native Order-to-Cash automation is changing the way finance teams work. At booth #429, the Balance team will be showing how companies are using AI agents to streamline onboarding, credit, invoicing, collections, and cash application -  all in one platform. Sean Last, CFA Rayner Turley, Eyal Raab 👉 Book a live demo at the show and meet the team: https://lnkd.in/dDyitm3f

For many B2B sellers, the ability to offer terms determines whether a deal moves forward—or stalls. 🎥 Kurt Barnes explains why credit is critical to closing B2B deals, and how teams can offer it at scale. More details > https://lnkd.in/gdrSSA8N #b2bpayments #b2bcommerce #payments #tradecredit

📊 What’s the latest in B2B this week? From agent managers and inflation risks to B2B ecommerce momentum and AI growing pains in manufacturing—here’s what stood out. 🤖 Harvard Business Review says companies need “agent managers” as AI agents move from pilots to execution. Using Salesforce as an example, the article shows how hybrid human-AI teams are now operational, with managers overseeing performance, governance, and business alignment. As agents take on work across functions, the advantage shifts to companies that can orchestrate them effectively. 📉 EMARKETER finds that inflation is the top concern for US CEOs heading into 2026. 77.5% expect inflation to negatively affect business forecasts, ahead of tariffs and US-China relations. At the same time, higher-income households account for a growing share of spending, while credit card balances are rising, signaling uneven consumer strength and mounting financial pressure. 🛍️ Shopify reports 30% revenue growth in 2025 as B2B sales surged and AI commerce expanded. B2B GMV jumped 96% for the year, with tools like company accounts, negotiated pricing, custom catalogs and payment terms helping wholesale sellers manage both B2B and consumer sales in one system. The company is also investing in “agentic” commerce, ensuring that even when purchases begin in AI tools like ChatGPT or Copilot, Shopify continues to power checkout, payments and order processing. 🏭 PYMNTS reveals that manufacturers deploying AI are often seeing productivity dip before gains materialize. An MIT Sloan study describes a “productivity paradox,” where AI layered onto fragmented workflows delivers limited results. Researchers found that gains emerge when firms redesign operating models, standardize data, and retrain workers, capturing stronger returns after the initial adjustment period. We’re curating B2B commerce and finance industry highlights every week. Follow 👉 Balance so you won’t miss an update. Links to the articles in the comments.

ACH continues to replace checks in B2B, with volumes up 9.9% YoY. As adoption grows, the real opportunity is faster, simpler, frictionless ACH at scale. Learn how Balance makes it happen. Link in the comments. 👇 #b2bpayments #b2bcommerce #b2b

Payments modernization, including AR, can reshape the long tail of receivables. Where do you see the biggest opportunity. ↓ #b2bpayments #b2bcommerce #o2c #accountsreceivable