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Why wasn't my pension lifestyled? I lost £8,500 in stock market downturn: CRANE ON THE

I have a personal pension which I opened in the 1980s with Wesleyan Financial Services. In recent years, I received letters suggesting my pension would be 'lifestyled' into a lower-risk fund five years ahead of my claim date, which was set to be when I turned 65 in March 2020. This did not happen and instead, my money remained in a fund rated moderate-high risk/high reward until March 2020.

Ian Lance joins Simon Lambert to discuss Temple Bar's value investing and why the UK stock market has taken a turn for the better but bargain stocks still remain.

Could EV battery health certificates convince more drivers to buy a used electric car?

The longevity of battery life remains a major - if not the biggest - hurdle for second-hand car buyers who fear getting stung with a massive bill of up to £30,000 to replace a battery that's been worn out by a previous owner. That's despite various reports suggesting that EV battery capacity degrades far slower than many people anticipate. In fact, they are claimed to outlast the rest of the car's parts. The car maker's UK boss said the certificates will give Britons 'transparency' and 'peace of mind' when purchasing second-hand electric cars, which continue to fall in value.

Towards the end of last year, alarm bells were sounded at the company, which was described as being 'on the brink of collapse' with 'just 12 months to survive'.

More than 1million bank account switches took place in the last 12 months, with 222,805 occurring in the first three months of the year.

'We have become so used to stories about state pension errors that it is easy to become dulled to the scale of what went wrong,' says former minister Steve Webb.

Most recently, Trump sent US stocks tumbling even further after calling US Federal Reserve Chair Jerome Powell a 'major loser' for not lowering US interest rates.

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Fund manager assets shrink as Trump tariffs spook investors

London-listed fund managers have started to reveal the extent of damage caused by recent global trade upheaval, as investors head for the exit amid widespread volatility. SJP told investors its first-quarter managed assets fell by £1.4billion from the prior quarter amid tariff-linked volatility, with negative investment returns of £3.3billion during the period offsetting solid inflows.

CVS Group has agreed to sell its crematorium business with plans to reinvest some of the cash in Australia after an extended period of UK regulatory pressure.

Electric vehicle charging point maker Pod Point looks set to be sold to EDF after a sharp slowdown in demand hurt sales last year.

Revolut expects to finally start operating as a UK bank in 2025 after the challenger's profits and revenues surged last year.

Oasis fans have already lost £2m to ticket scams, major bank warns

Oasis fans have collectively lost over £2million to ticket scams, new estimates from Lloyds bank show. Scammers are preying on eager fans scrambling to get hold of tickets to Oasis's long-awaited reunion tour this July.

How I became solar panels convert - and even made a profit on my electricity bill, by SIR

My spirits always lift at this time of year when the sun comes out - but this spring I have an extra reason to enjoy the warmer weather. Last year my wife Helen and I installed solar panels, which means sunny days boost our bank balance as well as my mood. But do the numbers for solar panel installation really add up in Britain?

EXCLUSIVE

UK households are spending over two-thirds of their wages on essential bills and daily expenses, new data from Money Supermarket shows.

The Government says in time the move could boost the retirement savings of the average worker by around £1,000 due to reduced costs.

Period homes now cost 123% more a year to insure than contemporary properties

Home insurance for period properties is typically 123% more expensive than for contemporary homes, data seen by This is Money shows. The average home insurance premium for a period property is £547 per year, compared to £302 a year for homes built after the year 2000, Compare the Market said. A homeowner with a property dating back to the Tudor period faces paying around £770 a year for home insurance.

This is Money's best cash Isa tables are updated as new deals arrive and highlight the top easy access and fixed rate Isas from banks and building societies.

The 50 greatest British cars of all time ranked by experts - do YOU agree with all their

What's the greatest British car of all time? It's a frequently debated subject with plenty of people ready to give their two cents when crowing the best UK-made vehicle from past and present. Though there's typically only one winner when the question is asked which is best of all...

After 11 years together my Volvo and I have reached the end of the road. But how do you get the best price for a second-hand car?

The German car giant will soon offer a cut-away steering wheel design for its flagship EV alongside a new 'steer-by-wire' system. We explain how it works and if it's legal.

How fake 'Reese Witherspoon' tried to cheat us out of thousands: We expose a devious new

If your favourite celebrity started to chat with you on social media, you might be sceptical that it was really them. But what if they had an official-looking account and sent you videos and photographs of themselves reassuring you that they were genuine? Growing numbers of victims are being caught out by these so-called 'deepfake' scams, in which scammers use new computer software to create authentic-looking but completely bogus profiles of famous people to ensnare their fans. Mark Lewis and Nick Stapleton, hosts of the BBC One series Scam Interceptors, went undercover to expose their tricks. Here they reveal how you can beat them...

Homebuyers rushed to complete their property purchases in March ahead of the stamp duty deadline, new figures have revealed.

Investing platforms have introduced a raft of new tax year cashback offers that give investors the potential to boost their pots by up to £5,000.

Inheritance tax receipts soar to record high as experts warn more people will have to pay

Changes announced by Rachel Reeves in the Budget mean more of people's estates will face the death tax. Pensions will no longer be exempt from IHT, bringing pension pots into a person's estate from 2027, while tax will have to be paid on inheritance agricultural assets worth more than £1m from next April.

I recently sold my Rolex on eBay for £2,200, as I needed cash to pay off the arrears on my mortgage. The watch was sent to the authentication department.

For years I have recommended you stay away from savings accounts offered by the big high street banks. They typically pay a pittance.

How homeowners can spread the cost of solar panels and take control of their energy bills

This month, the energy price cap went up by £111 per year for the typical home on a variable tariff, increasing to £1,849. It is the third time in a row that the price cap, which is reassessed by Ofgem every three months, has gone up. More homeowners are looking for ways to beat these rises, and protect their bills against the ups and downs of the unpredictable energy market.

Two more mortgage lenders have relaxed their mortgage rules, meaning homebuyers households can now potentially borrow tens of thousands of pounds more.

The price cap rose to £1,849 in April, an increase of £111. Fixed energy deals have been gradually returning to the market, so are there any that beat the current cap?

Age you can access work and private pensions soon rises to 57 - here's how to plan ahead

People in their late 40s and early 50s need to be aware of the change if they want to retire early, or use some of their pension savings to clear debt or meet other expenses. It's especially important to find out the age rules on your work and other personal pensions, because some people will continue to be able to access their funds at 55 depending on what they say. But you could accidentally forfeit this right if you move a pension to a scheme without this benefit. Here's what you need to know...

Your dream home may seem out of reach but you could wipe as much as 30 pc off the listed price in some areas as desperate sellers want to clinch a deal.

Global markets rally after Trump retreat: Stocks, dollar and bonds up as White House eases

London's FTSE 100 index of blue-chip stocks closed 0.9% higher last night while Germany's Dax was up 3.1% and the CAC 40 in Paris jumped 2.1%. Wall Street indices rose too - the S&P 500 by 1.8%, the Dow Jones Industrial Average by 1.1% and the Nasdaq by 2.8% - adding to steep gains they made on Tuesday. The dollar, which was recently trading at three-year lows on fears over the US economy sparked by Trump's trade war, was up around 0.2 per cent against a basket of currencies.

The chief executive of Asos insists the struggling fast fashion retailer new commercial model 'is working' after reporting smaller losses for its first half.

Rick Haythornthwaite (pictured) said the banking giant was 'incredibly grateful' to taxpayers for stepping in to save the it from collapse.

Kuwait's sovereign wealth fund owns the Willis Building, a 28-floor tower in the heart of the financial district designed by architects Foster + Partners.

Is now a good time to buy a home? Only 17% of Britons think so due to three major reasons

Less than one in five people think now is a good time to buy a home thanks to high mortgage payments, and the challenge of saving a deposit. The proportion of people who felt confident to buy a home has also dropped since stamp duty was hiked, according to a survey.

The headline rate will be hiked by 4.1% under the triple lock - but not all elements of the state pension are increased to the same level.

Savers collect a string of pension pots during their working lives but many never bother merging any of them. You can lose valuable benefits though - here's what to weigh up.

Is a bitcoin economy the future? HARVEY DORSET watches a new documentary claiming it is

A documentary featuring iconic skateboarder Tony Hawk called God Bless Bitcoin has been released - but is the crypto really the future? I went to a private screening to find out and came away wondering why it hadn't tackled a huge whale in the room.

If the insurance company were to fail would my pension be taken over by the Pension Protection Fund as would be the case if the company failed?

European military spending ramps up - what does this mean for share prices in defence

With Trump's decision to temporarily withhold aid to Ukraine, and challenge the status quo of the defence of the West, the European defence sector is booming. But just how much can these firms keep growing?

The International Monetary Fund has slashed its forecast for growth in the UK economy for this year by 0.5 per cent to 1.1 per cent. Here, we look at how this could impact millions of ordinary Britons...

Part of the attraction of gold is its physicality - especially when we become less confident about what the future holds. So if it isn't an assured store of wealth, is anything?

Can Trump still turn out to be good for investors after the tariff slump? INVESTING SHOW

Donald Trump was supposed to be good for investors but things have not gone as planned. After a stock market surge in the wake of the supposedly pro-business US president's election, things went south as threat turned to action on tariffs. So, has the investing landscape totally changed, could US shares rebound and can the UK and Europe profit? Simon Lambert and Interactive Investor's Richard Hunter discuss what next.

When it comes to investing, being willing to take more risk doesn't (necessarily) make you a daredevil, or averse to risk make you a coward.

Brave young investors who are willing to boldly go where few have gone before have the chance to achieve out-of-this-world returns.

Nationwide cuts mortgage rates and now offers best buy for home movers

As the property market begins its traditional Easter rush, Britain's biggest building society Nationwide has made cuts to mortgage rates , with the deals including a new best-buy for home movers. Nationwide has reduced its rates by up to 0.25 percentage points for both new and existing customers.

Buy-to-let experts have revealed there are several little-known tricks that landlords can use to slash their mortgage costs - in some cases by thousands of pounds a year.

Savings bonuses have sparked cash Isa madness - here's how to take advantage: SIMON

The leading providers in our cash Isa tables have all been using unorthodox methods to put themselves ahead of the pack, with short three-month bonuses that are often changed multiple times a day. We aren't big fans of this short-term bonus bonanza but if you play your cards right, you can bag a good deal from it.

The price cap rose to £1,849 in April, an increase of £111. Fixed energy deals have been gradually returning to the market, so are there any that beat the current cap?

Homeowners have seen mortgage rates rise since October, despite the Bank of England cutting the base rate, new exclusive analysis has revealed.

How to spot the next Banksy or Hockney - for as little as £500

Investing in art is often seen as an elite pursuit only affordable to the super-rich. But today, the most successful area of the market is not multi-million-pound pieces by world famous artists - it's works that cost between £100 and £4,000 from relative unknowns. Worldwide sales of pieces worth less than €4,400 (£3,800) rose in value by 7 per cent last year and the number sold rose by 13 per cent, the Art Basel & UBS Art Market Report claims. So what works can you buy on a budget that could prove to be a shrewd investment?

There are fears that the clash between the company and ministers could leave Britain without sufficient gas reserves for this winter.

The Bank of England is forecast to cut interest rates three more times this year - but it is unlikely to translate into lower mortgage rates, according to experts.

Cars owners sell quickest revealed: Tesla tops the list AGAIN but an old favourite proves

Vehicle history checking service CarVertical says the average driver keeps cars from this EV brand for just 29 months, compared to an average of 62 months. Find out which makes perform best and worst for owner retention periods and how your brand stacks up.

Drunk passengers are putting designated drivers at huge risk, Direct Line has found. A third of designated drivers had an issue with drunk passengers in the last year.

The motoring group said the data 'sadly shows the pothole plague is as prevalent as ever', revealing that drivers are having to fork out hundreds of pounds for non-puncture repairs.

Penalties for failing to declare child benefit on tax return plummet as Government eyes

Child benefit is paid to all families, but the Government starts to claw it back from households where the highest earner has an income above £60,000, after Jeremy Hunt raised the threshold from £50,000 in his last Budget.

Best stocks & shares Isas: Pick the right investment account

Choosing the right DIY platform is crucial but a wealth of choice and a variety of charges can leave investors scratching their heads. We pick some of the best. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

The lowest fixed rate mortgage deals have dipped below 4% - and there is a growing expectation that rates may be about to fall further.

If you are planning on investing, or just want to know more, we tell you the 10 essential things to consider for a successful buy-to-let investment

We pick our five favourite cash Isas for savers. This is essential reading to help you choose a top savings account for your money that can also protect you from tax.

We asked trusted experts to recommend the best funds that cover different investment sectors - and included This is Money's selection of active and passive options too.

Premium Bonds Winners

Prize Area Value of bond
£1,000,000 South Yorkshire £20,000
£1,000,000 Hertfordshire £30,000
£100,000 Kent £10,000
£100,000 Sheffield £11,900
£100,000 Outer London £50,000
£100,000 Inner London £9,000
£100,000 Shropshire £10,000
£100,000 Cambridgeshire £3,000
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