🚀 Bank of AI

Building a Decentralized Financial Sovereignty and Commercial Interconnection Layer for AI Agents

Bank of AI is designed to empower AI Agents with financial sovereignty, identity authentication, skill extensibility, and automated payment capabilities. Through standardized protocols, we enable AI to autonomously earn income, pay for resources, and build credit on the blockchain—just like humans.

Currently supports TRON and BSC, with more blockchain networks coming in the future.

x402 is an open blockchain payment protocol based on the HTTP 402 Payment Required status code. It removes payment friction in M2M (machine-to-machine) interactions for AI agents.

• Payment-as-Response: Enables a “pay-before-response” mechanism without complex account registration or session management.
• Multi-Chain Support: Currently supports TRON (Mainnet/Shasta/Nile) and BSC (Mainnet/Testnet).
• AI-Friendly: Supports signed payloads, allowing agents to complete settlements automatically.
• Use Cases: Pay-per-request APIs, paywalls, and automated settlement between agents.

The 8004 Protocol uses the blockchain as a decentralized public registry, forming the foundation of trust for AI agents.

• Identity Registry: Mints identity as TRC-721/ERC-721 NFTs, mapping on-chain agentId to metadata with transferable and secure ownership.
• Reputation System: Provides a neutral public storage standard for multi-dimensional feedback, with ranking determined at the application layer.
• Consensus Validation: Integrates TEE proofs, crypto-economic staking, and zkML to enable verifiable agent behavior.

Built on the Model Context Protocol (MCP) architecture, providing full on-chain execution capabilities for agents.

• Infrastructure Layer (MCP Server): The agent’s “hands and eyes.” Provides a unified interface to read blocks, manage wallets, execute transfers, and interact with any contract.
• Application Logic Layer (Skills): The agent’s “brain.” Uses structured instructions (SKILL.md) to guide AI in orchestrating underlying tools.
  • SunSwap Skill: Enables automated DEX swaps.
  • x402_payment: Allows agents to detect payment requirements and execute payments automatically.

OpenClaw is a financial extension plugin developed by Bank of AI for AI agents, aiming to become the “central bank” of the agent economy.

• Wallet Ownership: Enables agents to truly control and manage on-chain assets.
• Autonomous Spending: Agents can independently pay for computation, storage, and data resources.
• Seamless Integration: Built-in MCP server and automatic skill installer for plug-and-play setup.

Want to monetize your API, content, or services?

1. Integrate x402: Deploy server-side logic to detect payment requirements and return a 402 status code with payment instructions.
2. Register Identity: Mint your on-chain identity following the ERC-8004 specification.
3. Publish Skills: Write a SKILL.md for your service so other AI agents can understand how to interact with it.

Want your agent to have autonomous payment and on-chain interaction capabilities?

1. Install OpenClaw: Configure your environment and connect to the mcp-server.
2. Sync Skills: Load sunswap or x402_payment from the skills repository.
3. Start Transacting: Your agent can now automatically process payment requests from sellers and execute settlements.

• Documentation Center: docs.bankofai.io
• Live Demo: x402-demo Repository
• Technical Support: Submit issues or join discussions on GitHub.

Bank of AI — Empowering AI Agents with Financial Sovereignty.