About
Head of Sales for Positive Lending - Master Broker in the Specialist Property Finance…
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32K followers
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David Coleman shared this🌧️ England has officially returned to factory settings 🌱 Gardens no longer need watering 🔥 The grass is no longer smoking 🚿 We’re allowed to use the hosepipe again now we don’t need too 😂 And it’s only a matter of time before everyone’s moaning about it being cold and wet 🤪 If the weather and mortgage world have one thing in common, it’s they don’t always follow the forecast 🔑 Unpredictable market conditions, increased borrower complexity, more nuanced circumstances, and criteria that doesn’t fit inside a box, means more deals need a specialist approach 📈 Which would explain why bridging, commercial and second charge mortgages are increasingly part of the conversation 👇🏼 Get me on the below to understand how Positive Lending can help support all things specialist lending 📱 07714 255 930 📧 david.coleman@positivelending.co.uk
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David Coleman shared this🤓 LinkedIn in a nutshell… 📸 Post a photo - stop posting selfies for attention 📝 Post text only - you need to be more entertaining 🏆 Post a win - you’re a bragger 📉 Post a setback - you’re only doing it for sympathy 🤭 Post something funny - LinkedIn isn’t the place for this 🫣 Post something serious - you need to lighten up 🧑🧑🧒🧒 Post family content - this isn’t Facebook 🙄 Post about life - keep it professional 🤷🏻♂️ Basically, you’re dammed if you do, and damned if you don’t 🤨 Being authentic comes with everyone else’s terms and conditions and their self appointed right to tell “you” 📌 What you should post 🖊️ How you should post it 💬 What you should talk about 🔒 How much of yourself you’re allowed to share 🥸 So in conclusion 😎 Be yourself 🤪 Just apparently not too much 💯 And post what you want 🤯 But preferably in a very specific way 😂 ✌🏼 Happy Monday LinkedIn
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David Coleman shared this📆 The year was 1992 💥 I took a tumble on these 🤕 Scraped my knees and elbows 📱 We didn't have internet or social media then 😂 So I'm getting around to telling you now 🛼 Who else used roller boots as their mode of transport
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David Coleman shared this💡 I just realised something ⛽️ Those paper towels next to the petrol pump 🧻 Aren’t for wiping your hands 😂 They’re to wipe your tears after filling up your tank 🫨 Jokes aside, overall cost of living and debt levels are increasing 📈 Fuel prices up 25-30% 📈 Utilities increasing by 4% 📈 Credit card debt exposure circa £83 billion 📈 Mortgage rates increasing 📈 Expected base rate increase before year end 🏠 Continued rising costs are putting pressure on many household finances 👍🏼 Whether for debt consolidation or accessing funds without disturbing the existing first charge mortgage ✅ A second charge mortgage can be an option worth exploring 📱 07714 255 930 📧 david.coleman@positivelending.co.uk 🌐 www.positivelending.co.uk
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David Coleman shared this🚶♀️ 152,706 steps 💛 And Another 50,000 to go complete Hadrian's Wall for Alzheimer's Society 💙 💪🏼 Anyone who knows Paul will know he loves a challenge 💙 But this one hits different, this isn’t just 84 miles of walking, it’s 84 miles in memory of his dad 🦵🏼 84 miles of tired legs 🗻 84 miles of hills 🚶🏻♂️ 84 miles of doing it alone 💭 84 miles of thinking about the person he’s doing it for 🥹 But when it’s personal, the hardest miles aren’t always the physical ones 💙 This is for his dad 🧠 For Alzheimer’s Society 😔 For everyone living with dementia 🙏🏼 For the partners, children, friends and carers dealing with the impact of this horrific disease 💔 Because dementia doesn’t just affect the person diagnosed 🥺 It affects everyone around them 🫡 Whether you can donate or not, knowing people are behind him will give him another reason to keep pushing on 💷 And if you can spare a few quid, every donation really does make a difference 👇🏼 Sponsor link in comments below 🤯 P.S. If every one of my connections donated just £1, that would be another £32,300 towards this incredible cause ❤️ Imagine what that could do! #WorldAlzheimersDay
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David Coleman shared this⚡️ Summoning the most powerful thing in my universe 🦸 A Dad’s version of Thor’s hammer 🌍 Out of all the feelings in the world ❤️ This is up there with the best 💥 They have no idea that their little hands hold the biggest superpowers ✌🏼 Happy Sunday folks
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David Coleman shared this📼 Born in the 80s 📺 Raised in the 90s 😜 Fully feral in the early 2000s 💷 Went out with what cash we had, ID, and a Nokia brick 🤷🏻♂️ With absolutely no idea where the night might go 🌅 Some nights staying out until the sun came up 😵💫 Then going to work the next day on next to no sleep 👀 No social media updates, no followers and nobody watching 📸 The only evidence was blurry Facebook albums uploaded a few days later 🫣 Lots of questionable decisions, and stories we can probably never tell our kids 😂 📱 We didn't make content 💙 We made memories 🎶 As Janet Jackson said “that you don’t know what you got til it’s gone” ❤️ Those really were the good old days Pic: 🎧 Blurry moment in the top room at Pacha London early 2000s
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David Coleman shared this🤒 Things I’m loaded up with today 💊 Cold & flu 🍵 Lemsip ☕ Caffeine 🧠 Everything you need to know about specialist lending 🚀 Set up and flying the flag for today’s Sesame Bankhall Group roadshow 🔥 Sharing what’s hot, what’s not and where the opportunities are in specialist lending 💡 And how Positive Lending can help with all of it… ✅ Second Charge Mortgages ✅ Bridging (reg & non-reg) ✅ Commercial & Semi-Commercial Mortgages ✅ Unsecured Business Loans ✅ Development Finance ✅ Equity Release ✅ Complex Buy-to-Let Mortgages ✅ Specialist Residential Mortgages 😂 And they say the BDM life is easy 🎯 Let’s do this
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David Coleman shared this💨 Perusing Ibiza duty free and just had a spray of this ⏱️ One whiff and instantly transported back to 1995 🪪 Heading out with fake ID 💷 £15 in a velcro wallet 🍻 Which bought 8 pints 🥃 And a few rounds of aftershock 🥙 Plus a kebab on the way home 👕 Accompanied by a massive ted baker shirt 👖 Jeans from Mad House 🪮 And half a tub of wet look hair gel 😂 👃🏼 And a good coverage of CK One 📱 And a Nokia ringing in my pocket, even though it’s not been charged for three days 😍 What a time that was 😎 What was your going out fragrance growing up?
David Coleman commented on a post
22h
Congratulations Sita 👏🏼
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David Coleman liked thisDavid Coleman liked thisWe're proud to be Great Place to Work® Certified™ for 2026. But don't just take our word for it... we asked our colleagues what makes Foundation such a great place to work.
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David Coleman liked thisDavid Coleman liked thisYou really can’t compare your business journey to other people’s because we actually don’t all have the same 24 hrs in a day. If you have a supportive partner who covers the bills while you focus on growing your revenue Parents who pop round and mow the lawn, take your washing away and bring it back folded, run the Hoover around when you’re overloaded Someone who can step in when the kids are sick, or make dinner when you’re working late A person in your life that you can turn to when the car breaks, or the cat needs the vet for the seventh time that year Friends who meet your ideas with encouragement and enthusiasm or ask what do you need to get through this bit? Then you are very lucky! The mental, emotional and financial weight is very different when you have a village behind you. Not to mention the logistical and practical benefits. I’ve had scenarios int he past where I’ve had to take my daughter out of school and travel half way across the country and shove an iPad in her face while I deal with incredibly tricky business situations. Or take my daughter to work when she was younger and hide her in the office with colouring books and YouTube 😂 I even put her in a cupboard breifly at my Saturday job once when she was a toddler 😂😂😂😂😂 don’t worry no children were harmed in the making of that £30 cash in hand 😂🚀 Matilda has a lot of stories about what I’ve dragged her through over the years, let’s hope she never ends up on a spill all podcast 😂😂😂 The mum guilt, the stress, the financial pressure to make it all happen and not drop a single thing. And the judgey attitudes of people who thought I wasn’t prioritising my child. You try doing it all then 😂🖕🏻 Risks have a different weight when it’s mostly on you. It’s not just business is it! It’s the implications those risks have on your actual life and dependents if it doesn’t work out. Having a proactive support network is an unspoken privilege 🙌🏻 not one you need to apologise for, but it certainly deserves a little recognition and gratitude. And if you notice someone doesn’t have that, then what can you do to help? Even just a little 🤏🏻 A little bit of help can go a long way sometimes ❤️
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David Coleman liked thisDavid Coleman liked this🗣️It was brilliant speaking this afternoon at Coventry University London for their Professional Practice Speaker Series. ❤️Massive thank you to the students that attended, it was great chatting to you and speaking about the legal profession, employment skills and of course AI. 👏The session was brilliantly hosted by Gabriella Ferenczi MCIM CMktr MCIL CL FHEA. Thank you Seb Coombs for inviting me along, it’s always a pleasure speaking to the Coventry University London and CU London students. Happy Thursday everyone 🌞 Tend Legal
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David Coleman liked thisSunny skies at Old Thorns Hotel & Resort for the Simplybiz Mortgages conference. Nathan Sole and I are keen to catch up with you — come and say hello. Huge thank you to Simplybiz for inviting NatWest Intermediaries onto the panel for such an insightful debate. #letsdothis Nadine Edwards Gemma Atkin Ralph Evans Gaby Bennett Adam Sheldon Makayla Everitt Brian Wills Philip Daffern Mark Hutchings
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David Coleman liked thisDavid Coleman liked thisA brilliant day at the Quilter Autumn Syndicate in Cambridge. A great opportunity to present and educate on the different company structures, shareholdings and what that means for the landlord customers they have. Highlighting these are becoming more commonplace and definitely not something to fear or avoid. At LANDBAY we’re happy to have a look at these types of cases so get in touch! #wegetBTL
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David Coleman liked thisDavid Coleman liked this🏆💙 A RECORD-BREAKING SEPTEMBER FOR CC MORTGAGES! 💙🏆 What an incredible month for the CC Mortgages team! 🏡 September has officially been a RECORD MONTH, with a record number of: 🏡 Mortgage applications submitted 🛡️ Protection applications submitted ✍️ Wills arranged In what many perceive to be a turbulent mortgage market, one thing has become very clear — the need for professional mortgage and protection advice is more important than ever and is at the forefront of people’s minds. We are incredibly grateful to every single person who has trusted CC Mortgages with their mortgage, protection and Will writing needs. Quite simply, without our clients, we wouldn’t have a business. 💙 A huge thank you also goes to our fantastic estate agent and solicitor introducers for your continued support, recommendations and trust in our team. It genuinely means so much to us. Now we move into October with the same goal — to help even more people with their mortgage and protection needs as we head towards the end of 2026 and into the New Year. 🚀🏡 Thank you for keeping us busy. Thank you for recommending us. And most importantly, thank you for trusting us. 💙 Here’s to October and beyond! 🥂 CC Mortgages | Award-Winning Mortgage Advice 🏆 Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount will depend upon your circumstances. Dominic Hancock CeMAP Montey Patel CeMAP and CAS . Adam Farmer Kate Griffiths CeMap Kate Taylor Theresa Drummond Natalie Summers CJCH Solicitors Brinkleys Estate Agents
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David Coleman liked thisDavid Coleman liked thisWIN OF THE WEEK ❤️ THEY FINALLY GOT THE KEYS! After nearly 6 months, this lovely family completed on their new home yesterday, and I couldn’t be happier for them. This one definitely tested us. 😂 They were upsizing, but issues further up the chain, including someone losing their buyer, caused major delays and we ended up very close to the mortgage offer expiry. The mortgage itself wasn’t straightforward either. Mr works in the film industry with sporadic income, while Mrs is self-employed, so we needed a lender that could work with both income types and consider her latest year’s tax figures. We found the right lender, secured the mortgage and then it became a waiting game. A HUGE mention to their solicitor, who was incredible and worked so hard to get everything over the line. And yesterday… THEY COMPLETED. 🏡❤️ Six months later, this lovely family can finally enjoy their new home. Definitely one of those completions that feels extra special. ❤️ Clients were happy for me to share their story. No names have been mentioned. Your home may be repossessed if you do not keep up repayments on your mortgage. #MortgageCompleted #HomeMover #MortgageBroker #MortgageAdvice
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David Coleman liked thisDavid Coleman liked thisOne of the most important parts of my job actually has very little to do with mortgages. It’s the relationships. The relationships I’ve built with solicitors, estate agents, lenders and BDMs over the years have become such a big part of how I work. Because when you know someone, you can pick up the phone. You can have a proper conversation rather than sending another email into a generic inbox. You can ask a BDM to look at something slightly outside the box. You can speak to a solicitor and understand exactly what’s happening with a client. You can work with an estate agent to keep a sale moving when things get complicated. And when you’ve been doing this for years, those relationships aren’t built overnight. They’re built by being reliable, doing what you say you’ll do, answering the phone and being honest. I think that’s one of the bits of this job I value most. Yes, getting the mortgage is important. But having the right people around you when something doesn’t quite go to plan. That’s where the real value is.
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David Coleman liked thisDavid Coleman liked thisSeptember 🙏🏾 School has returned,which has brought a bit more structure back to the household. Fitness and health have always been important to me, so I’ve been making sure I continue to prioritise physical health which I’ve been doing so far this year. I’ve been keeping up with the gym and, three weeks ago, started playing 7-a-side football again. I’d taken a break from football since launching One Root Mortgages, so it’s been great to get back on the pitch ⚽️ On the mortgage side, fixed rates have started increasing despite the Bank of England keeping the base rate unchanged, so it’s definitely been an interesting month in the market. Behind the scenes, I’ve been working hard to get my Google Ads campaign ready to launch in October 👀 I’m also really excited that from next month I’ll hopefully be working alongside my first estate agent introducer, based in London 🤝🏽 Another important step forward for One Root Mortgages. Progress is being made, new relationships are being built, and the foundations are getting stronger. Just keep going Roll on October 🚀🙏🏾
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