Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
Explore Retirement Plans
Latest
-
Is a Roth Conversion Worth It? Why Timing Is EverythingIf you're a high earner or have a large sum in pretax retirement accounts, learn how and when to use Roth conversions to minimize future taxes.
By Ariel Dangelo
-
How to Avoid the Age 18 Exit Trap on Trump AccountsTrump Accounts offer an appealing head start, but their value hinges on carefully timing post-age-18 Roth conversions to avoid tax and financial aid pitfalls.
By Daniel Fagan, MSPFP®, MPAS™, AIF®
-
Your 10-Year Retirement Planning ChecklistKeep this 10-year retirement planning checklist on hand as you navigate saving, investing and other retirement decisions.
By David Rodeck
-
5 Inherited IRA Moves to Make Before December 31The clock starts ticking the moment you inherit an IRA. Before year-end, make sure you're properly managing your withdrawals — and minimizing your taxes.
By Ben Fuchs, CFP®, CPWA®
-
7 Reasons Why You Should Consider a Roth 401(k)If your employer offers a Roth 401(k), consider it carefully. In years to come, you could regret leaving tax-free growth and other advantages on the table.
By Jeanne Thompson
-
Why a $5 Million+ Portfolio Changes Your Entire Estate PlanThe federal estate tax might not touch your $5 million portfolio, but other issues can easily shrink your family's windfall. Here’s how to protect it.
By Jacob Schroeder
-
Free (or Cheap) College for Retirees in All 50 StatesWhether it's to complete a degree, gain new knowledge or just for fun, seniors and retirees can go or get back to school "on the cheap."
By Bob Niedt
-
Age 60 to 63? Here’s How to Max Out the 'Super Catch-Up' 401(k) Before 2026 EndsSponsored by Savant
Put up to $35,750 into your 401(k) by December 31. Here's how.
By Kathryn Pomroy
-
How to Encourage Young Americans to Save and InvestTwentysomethings are increasingly skeptical about homeownership and investing. But a retirement account (and the magic of compounding) could change their minds.
By Adam Bergman
