dLocal

Nobody knows exactly how the stablecoin story ends. But we've seen this movie before. 🪙 When cloud computing arrived, the biggest tech players that adapted didn't become cloud companies. They became better versions of themselves, faster, cheaper, more scalable, because they moved to better infrastructure. Stablecoins are the same shift, applied to money movement. The underlying relationships and markets don't change. What changes is how efficiently you can operate within them, and how much of that efficiency you can pass on to the merchants and consumers who depend on you. Our CEO, Pedro Arnt, discussed with Kalsoom Lakhani on the Comparable podcast, this is why the smartest payments leaders aren't asking whether to have a stablecoin strategy. They're asking how fast to build one. 🎧 Watch the full conversation here: https://hubs.ly/Q04vWgz80 #OnedLocal #dLocal #Fintech #Stablecoins #CrossBorderPayments #EmergingMarkets

This week we introduced dMoRe. Today, we go one level deeper. 👇 A traditional Merchant of Record gets you into a new market, but does it get you converting in it? 🎯 dMoRe was also built for what happens after entry: reaching new customers through co-marketing campaigns with the local methods they use, converting them with the 1,000+ local payment methods they trust, and staying compliant as your registered seller backed by 10+ years of local regulatory expertise — all in one model. Swipe through ➡️ to see what changes when market entry and payment performance come together. Others get you in, we get you MoRe. 🚀 Dive deeper → https://d-more.com/

242,000 credit cards. 11.5 million people. 90% of transactions running through QR codes. 🇧🇴 Bolivia never had a card era. It leapfrogged straight into digital payments, built on infrastructure that works for virtually anyone with a bank account. The same leapfrog logic is reshaping connectivity: satellite internet arrived in the country for the first time this year, which is changing how businesses communicate and trade across its main economic corridor. They are intertwined, unlocking potential in one another. In our latest Field Notes, our Country Manager in Bolivia, Lorena Parada M., looks at why the country — small in size, outsized in potential — is one of the most interesting laboratories for payments innovation in Latin America today. Read the full piece below. 👇 #OnedLocal #dLocal #Fintech #Payments #Bolivia #EmergingMarkets

New customers. Local demand. Rules that change market by market. 👇 That's the reality of selling in an emerging market you've never operated in, and it's what this special edition of our Emerging Perspective breaks down. 📬 We are introducing dMoRe, our Merchant of Record solution built to get global merchants selling locally across emerging markets. Also inside: our UATP partnership, a new stablecoin webinar coming up, field notes from South Africa, and how Nequi and Payflex turned local strategy into real volume. Dive in! 🚀 #dLocal #onedLocal #MerchantOfRecord #EmergingMarkets #Payments

$400M in revenue. $17.7B in payment volume. Both up sharply year-over-year. Our CEO Pedro Arnt sat down with Daniel Webber, CEO of FXC Intelligence, to talk through the quarter...and what's next: expanding our remittance services, continued momentum in cross-border payments, and new merchant wins across emerging markets. Thank you for covering our story. 🚀 #FinacialResults #Fintech #Payments #EmergingMarkets #CrossBorderPayments #dLocal

We've been working on something pretty exciting behind the scenes. Today, it's out! 👀 ➕ Meet dMoRe, our new Merchant of Record solution. Emerging markets are full of opportunity, but expanding alone isn't enough: to generate revenue, you need to reach new customers and convert local demand, while keeping up with tax, invoicing, and payment compliance requirements that change by market. Most businesses end up managing separate vendors for each, before a single sale happens. 👇 One integration replaces all of that: tax, invoicing, and payment compliance handled, plus access to 1,000+ local payment methods and partnerships with the local wallets and payment providers your customers trust. Across 60+ emerging markets. 🌍 Built for Gaming, SaaS, and other digital businesses growing at scale! 🎮 💻 Launch in weeks. Reach new customers through local partnerships. Convert more with the ways they already pay. Your Merchant of Record for emerging markets, powered by dLocal. 🚀 With dMoRe, the math is simple: you do less, we dMoRe. https://lnkd.in/e9Rs25FS #dMoRe #MerchantofRecord #EmergingMarkets #Growth

Every payment method reveals something about how people already spend. This one revealed something South Africa has known for years. 🇿🇦 Lay-by has been a shopping habit here for years: pay first, then get it. BNPL flips that completely. Payflex went live for one of our merchants, and in five months, it grew to 20% of this business's total volume, with 81% of that coming from new users. The local method, Chapter 2: One button. Two-thirds bigger tickets. 📲 #OnedLocal #dLocal #BNPL #Payflex #SouthAfrica

Stablecoins used to be a side conversation. Now they’re showing up in almost every payments meeting. 👀 For years, moving money across emerging markets meant navigating complex regulations, liquidity models, and settlement flows that many providers struggled to keep up with. That’s changing. From settlement and liquidity to checkout and treasury, the infrastructure is evolving and regulation is evolving right alongside it. 💬 In this session, Kimberly Mescal Julien, Global Head of Partnerships at BVNK, joins our Head of Product-Crypto Marcelo Dutilh and Crypto Compliance-SME Kamran C. to unpack where stablecoin infrastructure stands today, how regulation is shaping the space, and what it means for global merchants operating across the markets of the future. If stablecoins are already on your radar, this is one you won’t want to miss. 📅 September 16 🔗 Register: https://hubs.ly/Q04v3Lvp0 #dLocal #Stablecoins #CrossBorderPayments #EmergingMarkets #Fintech

One question, one answer that every global merchant needs to hear. 👇 Expanding into new markets is not a checklist exercise. The merchants that get it right are the ones who understand the regulatory reality of each market deeply enough that it shapes every decision — entity structure, product design, operations — before they build for scale. 🌎 Gabriela Vieira, PhD, our Chief Legal and Compliance Officer, on what separates the companies that succeed from the ones that don't. A snippet from Ep 3 of the F in Tech podcast, in partnership with dLocal. Watch it in full here: https://hubs.ly/Q04tHy2q0 #FinTech #CrossBorderPayments #Compliance #RegTech #EmergingMarkets

Did you know that the model you choose to settle your payments can impact liquidity, exchange rate risk, and margins? 🌎 In our new Paymentpedia post, we analyze three options for operating in emerging markets: - Cross-Border: speed and simplicity for entering new markets. - Local-to-Local: greater efficiency and alignment between local income and expenses. - FX@Transfer: more control over the timing of currency conversion. There is no universal model: the best option depends on each company's operational presence, treasury needs, and risk appetite. We also explore how stablecoins could transform international settlements. 📖 Read more: https://hubs.ly/Q04tyGWr0 #Payments #Treasury #FX #EmergingMarkets #Fintech