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Some light at the end of the tunnel?
FICO Direct getting approved is definitely bullish.
The performance model makes pricing more competitive with VantageScore (and especially 10T at $0.99/score).
$FICO
I spoke with FICO CEO, Will Lansing, tonight to ensure FICO Direct is approved on our end. We do not care who wins — we just want them and Vantage to compete — not be a cartel or abusive monopolies.
I also encouraged FICO to give us pricing on FICO 10T, which they have refused.