The chloride ion forms strong anionic complexes with many metals. Well known examples include tetrachlorocuprate(Ⅱ) and tetrachloroaurate(Ⅲ). Many of these complexes are stable in aqueous solution, but most cannot be obtained as an acid hydrate, only as salts with other metals. Some stable fluoride complexes such as hexafluoroantimonate(Ⅴ) or hexafluorosilicate(Ⅳ) do not have chloride equivalents because of hydrolysis(?) while some such as hexachlorotitanate(Ⅳ), trichlorocuprate(Ⅱ), and hexachloromanganate(IV) are moisture sensitive due to oxophilicity, the existence of more stable chloride complexes, and strong oxidative power respectively.
I am specifically asking about what determines which of these chloride complexes have isolable hydronium salts, as as far as I know none of them are isolable as a free acid. I am aware of the hydrates of HICl4, HAuCl4, and H2PtCl6, but aside from their cores being hard-to-oxidize heavy elements (one is a halogen and the other two are noble metals) I do not see the pattern determining isolability. I have not undergone formal education on orbitals and complex coordinate bonds or similar topics, so it would be preferrable if the answer is not too technical.