After Vik gives you your first cyberware, he says you can pay him back later for 21K eddies.
So far, the only thing I’ve noticed is that you can’t use his ripperdoc services until you pay him back.
Do I get anything for paying him back? Does anything happen if I don’t pay him back?
The only thing you get from paying back Vik is access to his upgrade services, which aren't unique from any other Ripperdoc in the city, and the quest getting completed (which I think gives you XP, but I can't remember).
But also, the dude stuck his neck out for you more times than you can count and 21,000 is chump change after the tutorial. You really gonna stiff him on this?
