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Questions tagged [credit-card]

3 votes
1 answer
225 views

According to this Wikipedia article, the age of majority for Alabama and Nebraska is 19 and for Mississippi is 21. Typically, the age of majority for the US is 18 and most credit card companies ...
Pyrotechnical's user avatar
7 votes
3 answers
3k views

Person A has full access to person B's credit card, with person B's permission. Person B dies, but person A does not return the credit card. Person A keeps using credit card and paying off statement ...
crip659's user avatar
  • 323
0 votes
0 answers
127 views

Google has user age verification using a credit card, I wonder how long they legally can or must retain the credit card data (or data of the transaction if not of the CC) for a EU citizen? Since it's ...
bad_coder's user avatar
  • 253
0 votes
1 answer
155 views

I am wondering if a non-governmental website that accepts applications, e.g. for grants, can legally allow/require the users to upload a photo of their passport or driver's license, and if so, what ...
twhitney's user avatar
  • 103
6 votes
3 answers
1k views

Inspired by this story: If a thief uses a stolen credit card to purchase a lottery ticket, which turns out to be the winning ticket - can the card owner claim any part of/whole winnings? Answers of US ...
chortkov2's user avatar
  • 223
-1 votes
2 answers
276 views

So I do know of someone that owed the credit card section of a bank, $27,000, before the bank finally disconnected. Which brings me to several theoretical questions. If someone owes the credit card ...
Neal Conroy's user avatar
2 votes
0 answers
116 views

According to Citizens Advice it is the law that you can stop a card payment. They also say you can do this by email. It is not completely clear if you can put these two statements together and get ...
User65535's user avatar
  • 10.4k
5 votes
1 answer
274 views

This question is about paying the car hire fee only, not about making the security deposit (for which a credit card is understandably required). Context: at least one Australian car rental company is ...
Greendrake's user avatar
  • 28.6k
1 vote
1 answer
1k views

Is it legal for a merchant to subscribe a person to a service, and start charging them periodically, without that person's explicit agreement? For example, suppose Netflix happens to have your credit ...
Consis's user avatar
  • 1,402
2 votes
2 answers
2k views

The standard text of a credit card agreement implies American express can terminate the agreement at any time. Problem is, you already gave credit. As an example, if I give someone a loan, I can't &...
Jose Garcia's user avatar
1 vote
1 answer
92 views

Juristdiction: USA. A small S corp is insolvent and being liquidated. Main bank account now has $0, say $2000 owed on corporate credit card account (for which I am the guarantor), $1000 in wages owed (...
lunix's user avatar
  • 111
0 votes
1 answer
110 views

Is it legal for an online service to charge an account holder credit card for services that are contingent on the account holder being able to manage their account if the account holder's access has ...
L S's user avatar
  • 3
1 vote
1 answer
2k views

I ate at a Croatian restaurant where I had the option to pay with cash with euros or pay with my credit card. If I chose to pay with cash, I would be given a 10% discount. As I have a VISA credit card ...
Tyilo's user avatar
  • 113
1 vote
0 answers
98 views

Consider a webshop based in Spain (European union). After the buyer selects their country (shipping address) the prices are shown in the local currency, and only in that. However during payment, the ...
Jester's user avatar
  • 111
2 votes
1 answer
440 views

Some years ago, I recall a professor who announced that (in the United States) charging someone an annual interest rate of 24% or more was considered usury. The other day, someone I know in the United ...
DDS's user avatar
  • 1,347

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