Questions tagged [credit-card]
The credit-card tag has no summary.
21 questions
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Can someone younger than the age of majority execute a credit card agreement?
According to this Wikipedia article, the age of majority for Alabama and Nebraska is 19 and for Mississippi is 21. Typically, the age of majority for the US is 18 and most credit card companies ...
7
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3
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Using a dead person's credit card?
Person A has full access to person B's credit card, with person B's permission.
Person B dies, but person A does not return the credit card.
Person A keeps using credit card and paying off statement ...
0
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What does the law state regarding how long Google can and must retain EU citizen credit card info used for age verification?
Google has user age verification using a credit card, I wonder how long they legally can or must retain the credit card data (or data of the transaction if not of the CC) for a EU citizen?
Since it's ...
0
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1
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Can a website legally collect uploaded pictures of passports or drivers' licenses?
I am wondering if a non-governmental website that accepts applications, e.g. for grants, can legally allow/require the users to upload a photo of their passport or driver's license, and if so, what ...
6
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Who has rights to winnings of lottery if ticket bought with stolen credit card?
Inspired by this story:
If a thief uses a stolen credit card to purchase a lottery ticket, which turns out to be the winning ticket - can the card owner claim any part of/whole winnings?
Answers of US ...
-1
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2
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How can a credit card company share information and enforce or offset debts?
So I do know of someone that owed the credit card section of a bank, $27,000, before the bank finally disconnected. Which brings me to several theoretical questions.
If someone owes the credit card ...
2
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0
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116
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Do you have a legal right to stop a card payment by email?
According to Citizens Advice it is the law that you can stop a card payment. They also say you can do this by email. It is not completely clear if you can put these two statements together and get ...
5
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1
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274
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Must car rentals accept at least one payment method without a surcharge?
This question is about paying the car hire fee only, not about making the security deposit (for which a credit card is understandably required).
Context: at least one Australian car rental company is ...
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What is the legality of signing someone up for a subscription without their permission?
Is it legal for a merchant to subscribe a person to a service, and start charging them periodically, without that person's explicit agreement?
For example, suppose Netflix happens to have your credit ...
2
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2
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2k
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Is it legal for credit card companies to terminate a credit card?
The standard text of a credit card agreement implies American express can terminate the agreement at any time. Problem is, you already gave credit.
As an example, if I give someone a loan, I can't &...
1
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1
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92
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Priority of credit card debt in company liquidation
Juristdiction: USA. A small S corp is insolvent and being liquidated. Main bank account now has $0, say $2000 owed on corporate credit card account (for which I am the guarantor), $1000 in wages owed (...
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Is there a law that regulates charging an online account to which the owner has no access?
Is it legal for an online service to charge an account holder credit card for services that are contingent on the account holder being able to manage their account if the account holder's access has ...
1
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1
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2k
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Is it legal for a business to give a discount for paying with cash vs. credit card?
I ate at a Croatian restaurant where I had the option to pay with cash with euros or pay with my credit card.
If I chose to pay with cash, I would be given a 10% discount.
As I have a VISA credit card ...
1
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0
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98
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Is it legal for a webshop to charge credit card in different currency than what is shown?
Consider a webshop based in Spain (European union). After the buyer selects their country (shipping address) the prices are shown in the local currency, and only in that. However during payment, the ...
2
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1
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440
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Usury---What Constitutes It in the United States?
Some years ago, I recall a professor who announced that (in the United States) charging someone an annual interest rate of 24% or more was considered usury.
The other day, someone I know in the United ...