Larry Goanos

Douglas Cohen analyzes a Florida Middle District decision that provided guidance on Daubert motions, an insured’s failure to submit a proof of loss and whether insurers must show prejudice when insureds breach a condition precedent. https://lnkd.in/gF2vbEnV

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Cyber insurance pricing has been stable. The losses have not been. Carriers speaking at the Professional Liability Underwriting Society's 2026 Cyber Symposium flagged a growing disconnect: pricing has stabilized, but rising losses suggest a correction may be coming. Travelers' head of cyber risk services reported that Q4 2025 marked the highest level of ransomware leak-site activity on record, as threat actors became more coordinated and efficient. Stable pricing plus rising losses is not a sustainable combination. The market has been here before, in property, in casualty, in commercial auto. The discipline erodes slowly, then a loss year forces a hard reset. For cyber, the question is not whether that reset happens. It is how fast, and which carriers are positioned to navigate it. For talent, this creates a specific demand pattern. Carriers and MGAs that want to stay ahead of the curve need cyber underwriters who understand both the technical risk and the claims trajectory, not just people who can process submissions through a portal. They need producers who can have a real coverage conversation with a middle-market client who still thinks a $1M limit is sufficient in 2026. That expertise is genuinely scarce. If you are building a cyber practice or need to add technical depth to your underwriting or distribution team, Newman Group Search works in this space. #NewmanGroupSearch #InsuranceRecruiting #CyberInsurance #InsuranceTalent #Insurtech

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A new study by the Insurance Information Institute and the Casualty Actuarial Society finds that legal system abuse and related litigation trends have significantly impacted liability insurance. https://lnkd.in/erZP5NK4

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The CLM Alliance (Claims and Litigation Management Alliance), affiliated with The Institutes, has launched a new Insurance 101 webinar series focused on foundational concepts across the claims lifecycle. The first session, Coverage 101, will take place on February 18 at 12:00 p.m. ET and will cover key coverage fundamentals, including how to identify preliminary issues, interpret policy language, understand insurer duties, and draft basic correspondence. The webinar is intended for professionals early in their insurance careers or those seeking to strengthen their understanding of general liability coverage. Learn more and register 🔗 https://bit.ly/3NqBnxW #TheInstitutes #CLM #InsuranceEducation #ClaimsManagement #ProfessionalDevelopment #RiskManagement #EducateElevateConnect

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Commercial insurance is finally showing signs of stabilization—especially for organizations investing in safety and disciplined risk management. As Vinson Delmage of ONEGROUP Risk Management and Insurance shares, well‑managed businesses in Greater New York are beginning to see property and general liability rates level off, with some even experiencing modest decreases. Cyber risk, however, remains the industry’s biggest challenge. Even with steadier pricing, carriers continue to tighten terms and conditions. For business leaders, the message is clear: strong risk practices aren’t optional—they’re a competitive advantage. Read more in the Rochester Business Journal:

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In his second quarterly update, Todd Leon, shareholder in our Insurance Services practice group, writes for Law360 about Q4 Pennsylvania insurance law developments. Each update includes court decisions and new legislation with Todd's analysis and commentary to help insurers understand the impact and stay ahead. 🙌⚖️ #insurancelaw #insurancecoverage

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