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Mapped: Nursing Home Costs Across America

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Map showing the annual cost of nursing homes by state in 2025.

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Mapped: Nursing Home Costs Across America

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Key Takeaways

  • Alaska’s nursing home costs reached nearly $334K annually in 2025, almost five times higher than Texas.
  • Nursing home care now exceeds $180K per year in states including New York, Hawaii, and Connecticut.
  • Labor shortages and an aging population are pushing long-term care costs sharply higher nationwide.

A year in a U.S. nursing home can now cost more than a house depending on where you live.

Using data from the Genworth Cost of Care Survey 2025, this map shows the median annual cost of nursing home care across all 50 states. Alaska ranks highest at nearly $334,000 for a semi-private room, while Texas remains among the least expensive at roughly $68,000.

The widening gap reflects higher labor costs, staffing shortages, and growing demand as America’s population ages.

Ranked: The Cost of Nursing Homes in Every U.S. State

The following table shows the median annual cost of nursing home care by state:

RankStateMedian Annual Cost 2025Monthly Cost
1Alaska$333,975$27,831
2Oregon$201,115$16,760
3New York$186,332$15,528
4Hawaii$185,679$15,473
5Connecticut$182,500$15,208
6Delaware$173,922$14,494
7Massachusetts$173,375$14,448
8Vermont$169,360$14,113
9Maine$167,718$13,976
10Washington$157,859$13,155
11Maryland$155,125$12,927
12West Virginia$154,030$12,836
13New Jersey$153,300$12,775
14New Hampshire$146,912$12,243
15California$146,000$12,167
16Rhode Island$145,270$12,106
17Pennsylvania$143,445$11,954
18Nevada$141,438$11,786
19North Dakota$138,335$11,528
20Michigan$135,050$11,254
21Minnesota$127,750$10,646
21Wisconsin$127,750$10,646
23Idaho$125,925$10,494
24Florida$124,100$10,342
25Virginia$123,005$10,250
26Colorado$121,910$10,159
27Wyoming$118,990$9,916
28North Carolina$116,800$9,733
29Kentucky$116,618$9,718
30Mississippi$114,975$9,581
31South Dakota$113,332$9,444
32Tennessee$113,150$9,429
33Iowa$111,325$9,277
34Ohio$110,230$9,186
35New Mexico$109,500$9,125
36South Carolina$108,405$9,034
37Montana$107,675$8,873
38Indiana$107,310$8,942
39Georgia$105,850$8,821
40Kansas$104,025$8,669
40Utah$104,025$8,669
42Nebraska$100,521$8,377
43Arizona$100,375$8,365
44Alabama$100,010$8,334
45Illinois$99,645$8,304
46Louisiana$91,250$7,604
47Arkansas$89,425$7,452
48Oklahoma$84,315$7,026
49Missouri$80,893$6,741
50Texas$67,525$5,627

Alaska Costs Nearly 5x More Than Texas

The cost gap between states is now so large that retirees can face six-figure differences depending on where they age. In the most expensive states, long-term care costs can rival the price of a home every one to two years.

Alaska leads the nation at roughly $334,000 annually for a semi-private room, equal to nearly $28,000 per month. By comparison, Texas remains among the least expensive states at roughly $68,000 per year.

That means one year in an Alaskan nursing home can cost more than many Americans spend on a house.

Several coastal states also rank near the top, including Hawaii, New York, Connecticut, and Oregon, where annual costs now exceed $180,000.

Why Costs Are Rising So Fast

One of the main drivers behind rising nursing home costs is the growing shortage of caregivers and nurses across the U.S.

Facilities nationwide continue struggling to recruit and retain caregivers, nurses, and support staff as America’s population ages. In many states, operators have raised wages sharply to compete for workers.

Oregon has become one of the clearest examples of this pressure. According to industry surveys, 94% of facilities reported major staffing shortages, with many limiting admissions because they lack enough workers.

Combined with inflation and rising demand for care, higher staffing costs are pushing prices upward nationwide.

Why Coastal States Are So Expensive

Many of America’s most expensive nursing home markets are concentrated along the coasts.

States like New York, Connecticut, Hawaii, and Oregon face some of the nation’s highest housing, labor, and healthcare operating costs. These pressures often feed directly into long-term care pricing.

In Alaska and Hawaii, geographic isolation also raises transportation and staffing expenses, making care substantially more expensive than in much of the mainland U.S.

Meanwhile, lower-cost states across the South and Midwest generally benefit from cheaper labor, lower real estate costs, and less expensive operating environments.

The Growing Retirement Cost Crisis

The rapid rise in nursing home costs is becoming a major financial challenge for aging Americans and their families.

In many states, one year in a nursing home now costs more than the average American earns annually. For retirees without long-term care insurance or substantial savings, extended care can rapidly consume retirement assets built over decades.

As a result, more families are relying on Medicaid, family caregiving, or delayed retirement planning to manage future care costs.

With America’s population over 65 projected to keep growing in the years ahead, pressure on long-term care systems and household finances is expected to intensify.

Learn More on the Voronoi App

To learn more about this topic, check out this graphic on how far $1 million stretches in retirement by state.

Healthcare

Mapped: The Most Expensive States for Healthcare in 2026

See healthcare costs by state in 2026, from Massachusetts and Alaska at the top to Mississippi and Alabama at the bottom.

Published

See healthcare costs by state in 2026, from Massachusetts and Alaska at the top to Mississippi and Alabama at the bottom.

Mapped: The Most Expensive States for Healthcare in 2026

Key Takeaways

  • Massachusetts has the highest healthcare costs in the ranking, at nearly 32% above the U.S. average.
  • Eight of the 10 highest-cost states are in the Northeast or West.
  • Mississippi has the lowest healthcare index at 85.1, around 15% below the national average.

Healthcare prices vary substantially across the U.S., with the gap between the highest- and lowest-cost states approaching 47 index points.

This map ranks all 50 states and the District of Columbia by their healthcare cost index in 2026, with the national average set at 100.

The data for this visualization comes from the Missouri Economic Research and Information Center (MERIC), using data from the Council for Community and Economic Research’s Cost of Living Index.

The healthcare component is based on listed prices for doctor, dentist, and optometrist visits, along with commonly used drugs.

Massachusetts and Alaska Lead the Ranking

Massachusetts has the highest healthcare index at 131.8, meaning costs are nearly 32% above the national benchmark.

RankStateHealthcare Cost Index (U.S. = 100)
1Massachusetts131.8
2Alaska130.7
3District of Columbia118.7
4New Jersey115.8
5Oregon115.3
6Maine114.7
7Hawaii113.1
8Minnesota111.5
9California111.1
10Washington110.3
11Connecticut108.9
11New York108.9
13North Carolina108.4
14Vermont108.2
15North Dakota107.7
16Maryland106.9
17New Hampshire106.5
18Montana106.3
19Nebraska105.6
20Nevada105.4
21Wisconsin105.3
22Rhode Island104.1
22South Dakota104.1
24Colorado103.9
25Illinois103
26New Mexico101.9
27Delaware101.6
27Idaho101.6
29Florida101.4
30Georgia99.6
31Arizona98.8
32Oklahoma98.1
33Missouri98
34South Carolina97.6
35Wyoming97
36Virginia96.9
37Texas96.8
38Ohio96.5
39Pennsylvania95.1
40Iowa94.3
41Kentucky92.4
42Louisiana91.6
43Indiana91.5
44Kansas90.6
45Utah89.9
46West Virginia89.5
47Tennessee88.7
48Michigan88.2
49Arkansas85.8
50Alabama85.6
51Mississippi85.1

Massachusetts is home to a dense network of major hospitals, universities, and research institutions. High wages and operating costs can also contribute to higher healthcare prices.

Alaska follows closely at 130.7. Its geography creates a very different cost structure, with remote communities often facing limited provider competition and higher transportation and staffing expenses.

Delivering medical services across large distances can make routine care more expensive.

High Costs Cluster in the Northeast and West

The top of the ranking has a clear regional tilt, with eight of the 10 highest-cost states located in the Northeast or West.

New Jersey has an index of 115.8 and Maine stands at 114.7, while Connecticut and New York both come in at 108.9. High labor, real estate, and operating costs can contribute to higher prices across the region.

Western states also feature prominently. Oregon ranks fifth nationally at 115.3, followed by Hawaii at 113.1, California at 111.1, and Washington at 110.3.

The South Has Some of the Lowest Healthcare Costs

At the opposite end of the ranking, Mississippi has the lowest healthcare index at 85.1.

Alabama follows at 85.6, while Arkansas stands at 85.8. Tennessee, at 88.7, and West Virginia, at 89.5, also rank among the least expensive.

Overall, the gap between Massachusetts and Mississippi is 46.7 index points, underscoring the wide variation in routine healthcare prices across the country.

Learn More on the Voronoi App

If you enjoyed today’s post, check out Mapped: U.S. States With the Most Financial Distress on Voronoi.

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Maps

Mapped: Health Care Spending Per Person by State

Explore health care spending by state in 2024, from Alaska’s $14K per resident to Utah’s $7.2K, and the factors driving regional differences.

Published

Map of U.S. per-capita health care spending by state in 2024, showing Alaska with the highest spending at $14,044 per resident, Utah with the lowest at $7,180, and the national average at $9,717.

Mapped: Health Care Spending Per Person by State

Key Takeaways:

  • Americans spent an average of $9,717 per person on health care in 2024, ranging from $7,233 in Utah to $14,044 in Alaska.
  • Alaska, Washington, D.C., South Dakota, New York, and West Virginia recorded the highest per-capita spending.
  • Much of the variation reflects differences in health care prices, provider availability, demographics, and geography, not simply how often people receive care.

Health care represents a major share of consumer spending in America, but the amount spent per resident varies considerably by location.

New data from the U.S. Bureau of Economic Analysis highlights the differences in per-capita health care spending across the country in 2024.

The map below ranks every state using the latest Personal Consumption Expenditures by State data from the BEA. Figures are reported in current dollars and allocated according to residents’ state of residence.

Which States Spend the Most on Health Care?

Below is a ranking of states based on per-person health care spending:

RankStatePer-Capita Health Care Spending
1Alaska$14,044
2District of Columbia$13,865
3South Dakota$12,451
4New York$12,221
5West Virginia$12,055
6Delaware$11,987
7Massachusetts$11,985
8North Dakota$11,667
9Vermont$11,493
10Indiana$11,071
11California$11,054
12Maine$10,913
13New Hampshire$10,682
14Connecticut$10,639
15Minnesota$10,567
16New Jersey$10,468
17Pennsylvania$10,262
18Ohio$10,202
19Nebraska$10,192
20Louisiana$10,148
21Wisconsin$10,079
22Missouri$10,036
23Kentucky$9,964
24Oregon$9,931
25Illinois$9,895
26Rhode Island$9,864
27Hawaii$9,808
28Montana$9,747
29Washington$9,693
30Wyoming$9,640
31Florida$9,545
32Maryland$9,456
33Virginia$9,123
34Kansas$9,066
35Oklahoma$9,052
36Michigan$9,023
37Colorado$8,871
38Tennessee$8,761
39North Carolina$8,744
40Georgia$8,680
41Iowa$8,660
42Arkansas$8,562
43Arizona$8,556
44New Mexico$8,469
45Mississippi$8,135
46Idaho$8,078
47Alabama$7,980
48Texas$7,807
49South Carolina$7,741
50Nevada$7,536
51Utah$7,233

Alaska spent nearly twice as much per resident on health care as Utah in 2024.

Several Northeastern states, along with South Dakota and Washington, D.C., also ranked near the top. Meanwhile, much of the Mountain West and South recorded below-average spending.

Why Do Some States Spend More Than Others?

Higher spending does not necessarily mean residents receive more medical care.

Numerous studies have found that differences in prices, especially for hospital and physician services, explain much more of the variation in U.S. health spending than differences in how often people use care. Administrative costs, provider wages, and regional labor markets also play major roles.

State-specific factors matter as well. Alaska’s remote geography and limited provider network make delivering care significantly more expensive, while states with older populations often spend more because seniors tend to use more medical services.

Broader insurance coverage can also increase the share of care captured in personal consumption expenditures.

Health Care Spending Continues to Climb

Nationally, health care expenditures continue to rise.

CMS projects U.S. health spending will approach $9 trillion annually by 2034, driven by increased enrollment in Medicare and Medicaid, along with continued growth in health care prices. Despite already spending more per person than any comparable high-income country, the U.S. is expected to devote an even larger share of its economy to health care over the next decade.

International comparisons show the U.S. spends substantially more on health care than other high-income countries, largely because medical services cost more rather than because Americans use dramatically more care.

As national spending continues to rise, the nearly twofold gap between states highlights how geography remains a major factor in what Americans ultimately spend on health care.

Learn More on the Voronoi App

If you enjoyed this visualization, check out Americans Pay More for Healthcare, Yet Have Shorter Life Expectancy on the Voronoi app, where you can discover thousands of data-driven charts from trusted sources covering health, economics, markets, and more.

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