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Mike Cetera

Editor in Chief, Forbes Marketplace U.S.

About

Mike Cetera is the editor in chief for Forbes Marketplace U.S. Mike has written and edited articles about mortgages, savings accounts, CD rates and credit cards for more than a decade. Prior to joining Marketplace, his work appeared on Bankrate, The Points Guy and Fit Small Business. Mike earned a master’s degree in public affairs reporting from the University of Illinois and has been a journalist for more than two decades. He also has offered his expertise in numerous TV, radio and print interviews.

Mike Cetera is the editor in chief for Forbes Marketplace U.S., overseeing editorial teams that cover a broad range of consumer topics, including banking, credit cards, education, health, home improvement, investing, insurance, legal and small business.

Mike has been a journalist for more than two decades, working for print and digital publications. He holds two journalism degrees from the University of Illinois and worked in metro news for more than a decade prior to writing and editing in the personal finance space.

Mike has edited numerous award-winning series, including breaking news coverage of a medical helicopter crash that killed four people, including a young patient.

Expertise

  • Mortgages
  • Savings accounts
  • CD rates
  • Credit cards

Achievements

  • More than than 25 years of experience as a writer and editor
  • More than 15 years in digital media, including writing and editing on topics like banking, credit cards and mortgages
  • Journalism master’s degree from the University of Illinois

Other Publications

Education

Bachelor’s degree in journalism, the University of Illinois at Urbana-Champaign

Master’s degree in public affairs reporting, the University of Illinois at Springfield

  • National Debt Relief Review 2025

    We crunched the numbers—analyzing 18 key factors like fees, APRs, loan terms and customer experience—to see if National Debt Relief delivers real savings or just a good pitch. Our team, with 25 years in personal finance, found that clients who...
    National Debt Relief Review 2025

  • Capital Gains Tax Rates For 2024 And 2025

    Capital gains taxes hit when you profit from selling assets like stocks, real estate or cryptocurrencies. But how much you owe depends on how long you held an asset and how much income you made that year. Short-term gains (assets...
    Capital Gains Tax Rates For 2024 And 2025

  • Cryptocurrency Tax Calculator 2024-2025

    Figure out how much tax you might owe on your cryptocurrency trades, sales or conversions quickly and easily. If you’re a seasoned investor or just dabbled in bitcoin, tax season can raise big questions: Do I owe taxes on my...
    Cryptocurrency Tax Calculator 2024-2025

  • How Long After An Accident Can You File A Claim?

    When a motor vehicle accident occurs, you may have the right to compensation. This could come from your own insurer or the insurance company covering the driver who caused the crash. Regardless, there are some rules you should know. Specifically,...
    How Long After An Accident Can You File A Claim?

  • Costco Travel Insurance Review: Pros and Cons

    Costco sells travel insurance to its members through Cover-More, which is part of Zurich Insurance Group. There are three plans available — one for domestic trips, one for international trips, and one for cruises — that include great coverage for...
    Costco Travel Insurance Review: Pros and Cons

  • Fidelity Life Insurance Review 2025: Pros and Cons

    We found Fidelity Life’s lineup of RAPIDecision products to be quite impressive. Many of its policies offer same-day coverage with no medical exam. It also has several policy options for seniors, including term life, whole life, final expense and guaranteed...
    Fidelity Life Insurance Review 2025: Pros and Cons

  • State Farm Business Insurance Review

    State Farm offers small business insurance to more than 300 types of professions, including business owners policies, workers’ compensation and commercial auto. You can take a quick quiz at the State Farm website to find out what coverage types are...
    State Farm Business Insurance Review

  • Guardian Life Insurance Review 2025

    Guardian offers a range of life insurance policies, including term, whole and universal options. As one of the largest mutual insurance companies in the U.S., it has historically paid out life insurance dividends each year since 1868. We found that...
    Guardian Life Insurance Review 2025

  • Spirit Dental Insurance Review 2025

    Spirit Dental’s Core PPO plan offers excellent coverage with no waiting periods for coverage.
    Spirit Dental Insurance Review 2025

  • Does Insurance Cover Dermatology?

    Taking care of your skin is often overlooked, but it’s an important part of your overall health. According to the National Institutes of Health (NIH), 1 in 3 Americans deals with skin issues at any given time. Additionally, 1 in...
    Does Insurance Cover Dermatology?

  • Best Tax Software Of 2025

    Picking the right tax software can mean the difference between a smooth refund process and a stressful filing season. To find the best options, we rigorously reviewed five top platforms: Cash App Taxes, H&R Block, Jackson Hewitt, TaxSlayer and TurboTax....
    Best Tax Software Of 2025

  • States With The Most Spoiled Dogs 2025

    While pampered pets can be found nationwide, dog owners in some states tend to spoil their pooches more than others. In fact, more than one in five dog owners (22.2%) have spent more money on Christmas gifts for their dog...
    States With The Most Spoiled Dogs 2025

  • Worst States For Drunk Driving In 2025

    Although drinking and driving is easily preventable, roughly 37 people in America die each day in drunk-driving car crashes. That’s one alcohol-impaired driving fatality every 39 minutes. Not only does driving under the influence bring grave danger to yourself and...
    Worst States For Drunk Driving In 2025

  • Peer-To-Peer Fraud Statistics In January 2025

    Peer-to-peer transactions—typically accomplished by sending money through a smartphone app—have become ubiquitous. P2P spending is a common way to split checks, repay friends or purchase goods and services, things millions of Americans do every day in lieu of paying with...
    Peer-To-Peer Fraud Statistics In January 2025

  • Tax Bracket Calculator: What Is Your Top Tax Rate?

    It’s likely that portions of your taxable income are taxed at different rates, in different tax brackets. Your marginal tax bracket represents the highest tax rate you'll pay on your taxable income. Depending on your filing status and the income...
    Tax Bracket Calculator: What Is Your Top Tax Rate?

  • Standard Deductions For 2024-2025 Tax Returns And Extra Benefits For People 65+

    When you fill out your annual federal income tax return, you can either take the standard deduction or itemize deductions to reduce your taxable income. The overwhelming majority of taxpayers claim the standard deduction. Why? Due to changes in tax...
    Standard Deductions For 2024-2025 Tax Returns And Extra Benefits For People 65+

  • Home Sellers Win $1.8 Billion In Damages In Realtor Fee ‘Conspiracy’

    The sellers of more than 260,000 homes in the Midwest who alleged that a “conspiracy” among real estate brokers forced them to pay oversized commissions have been awarded almost $1.8 billion in damages by a Kansas City, Missouri jury. Under...
    Home Sellers Win $1.8 Billion In Damages In Realtor Fee ‘Conspiracy’

  • 7 Peer-To-Peer Payment Scams And How To Avoid Them

    Peer-to-peer, or P2P, payment apps have become a popular way for people to quickly send money to each other. Apps like PayPal, Venmo and Cash App make paying friends or splitting bills super easy. But this convenience comes with a...
    7 Peer-To-Peer Payment Scams And How To Avoid Them

  • Here’s How To Snag A $250 Bonus On A Rewards Checking Account With American Express

    The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. American Express is offering a limited-time bonus of $250 when you open a new Rewards Checking account by...
    Here’s How To Snag A $250 Bonus On A Rewards Checking Account With American Express

  • Best Tax Relief Companies Of 2025

    Tax relief companies say they can work with the IRS and state tax agencies to reduce or eliminate your tax debt. But the Federal Trade Commission and other government agencies warn that some of these businesses make bogus claims, charge...
    Best Tax Relief Companies Of 2025

  • What’s The Difference Between PPO And HMO Health Insurance?

    Health maintenance organization (HMO) and preferred provider organization (PPO) plans are two of the most common types of health insurance plans, but they differ in many ways. HMOs are known for their provider networks and lower costs. They are also...
    What’s The Difference Between PPO And HMO Health Insurance?

  • Gold Price Today

    The price of gold today, as of 9:12 am ET, was $3,344.40 per ounce. That’s up 1.24% from yesterday’s gold price of $3,303.30. Compared to last week, the price of gold is up 3.80%, and it's up 11.47% from one...
    Gold Price Today

  • What’s The Difference Between Your Marginal And Effective Tax Rate?

    When you file your taxes each year, figuring out how much tax you'll owe or whether you can expect a hefty refund will be top of mind. For answers, it's helpful to know your marginal and effective tax rates. Understanding...
    What’s The Difference Between Your Marginal And Effective Tax Rate?

  • 10 Most Recession-Proof Businesses Today

    In 2008, at the height of the Great Recession, Maurisa Potts made a bold move. She quit her job as marketing director of Northern Virginia’s Crystal City Business Improvement District to launch her own marketing and PR firm. “Folks thought...
    10 Most Recession-Proof Businesses Today

  • Survey: Lying About Money To Your Partner Is As Bad As Cheating

    Infidelity in a relationship can be heartbreaking. But financial infidelity, including hidden credit cards and undisclosed debts, can be both heartbreaking and break the bank. Sadly, financial infidelity is all too common among Americans. A survey commissioned by Forbes Advisor...
    Survey: Lying About Money To Your Partner Is As Bad As Cheating

  • What Are Marginal Tax Rates?

    The U.S. tax system is progressive, meaning that higher slices of income are taxed at higher rates. The arrangement is designed to ensure that individuals who earn more pay a larger share of taxes than those with lower incomes. Taxpayers...
    What Are Marginal Tax Rates?

  • The Digital Subscriptions Americans Are Most And Least Likely To Cut In 2023

    U.S. adults really love their TV and music streaming apps, but they’re less committed to their self-improvement and personal-care digital subscriptions. A survey of 1,005 American consumers commissioned by Forbes Advisor and conducted by market research company Prolific found the...
    The Digital Subscriptions Americans Are Most And Least Likely To Cut In 2023

  • Study: Half Of Payment App Users Are Splitting Bills In New Ways Due To Inflation

    Check-splitting is no new phenomenon, but the rise in payment apps means the way people share the bill is changing. And with persistent high inflation, you may be less likely to have a friend offer to pay, even if the...
    Study: Half Of Payment App Users Are Splitting Bills In New Ways Due To Inflation

  • Baby Formula Lawsuit Update

    Parents whose premature infants were diagnosed with NEC after being fed Similac and Enfamil baby formulas are filing lawsuits against the manufacturers. If you or a loved one may be considering filing a toxic baby formula case, continue reading to...
    Baby Formula Lawsuit Update

  • Silver Price Today

    The price of silver today, as of 9:12 am ET, was $33.41 per ounce. That’s down 0.48% from yesterday’s silver price of $33.57. Compared to last week, the price of silver is up 3.40%, and it's down 1.34% from one...
    Silver Price Today

About

Mike Cetera is the editor in chief for Forbes Marketplace U.S. Mike has written and edited articles about mortgages, savings accounts, CD rates and credit cards for more than a decade. Prior to joining Marketplace, his work appeared on Bankrate, The Points Guy and Fit Small Business. Mike earned a master’s degree in public affairs reporting from the University of Illinois and has been a journalist for more than two decades. He also has offered his expertise in numerous TV, radio and print interviews.