Banking & Insurance

More From Banking & Insurance

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Is The Pentagon For Sale To Private Equity?

Three national legislators are demanding accountability for a $200 billion private equity invasion of America's defense industrial base.

ByMayra Rodriguez Valladares,

Senior Contributor

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Forced To Spend More, Affording Less: American Consumers In 2026

The American consumer is broke, stressed, and running out of options. Data released today shows savings collapsing, real incomes falling, and inflation hurting budgets.

ByMayra Rodriguez Valladares,

Senior Contributor

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Shadow Banking's $1.47 Trillion Takeover Of U.S. Bank Lending

Two must-read reports — the FDIC Bank Quarterly and the Alvarez & Marsal deregulation primer — reveal how regulatory rollback unleashed a surge in bank lending to non-banks.

ByMayra Rodriguez Valladares,

Senior Contributor

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Private Equity And Private Credit Debt Levels Should Alarm Regulators

Banks have lent over $320 billion to the private credit funds that have essentially replaced them as corporate lenders. And no single regulator can see the whole picture.

ByMayra Rodriguez Valladares,

Senior Contributor

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What The Most Resilient Small Businesses Have In Common

Small businesses have always been defined by resilience. They adapt quickly, move decisively, and operate with a level of urgency

ByFrank Sorrentino,

Contributor

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Rising Private Credit Defaults Are Testing Banks And Insurers

The environment that created private credit has reversed: rates are elevated, refinancing is harder, and signs of stress are emerging across the asset class.

ByMayra Rodriguez Valladares,

Senior Contributor

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Rewriting Banking’s Report Card: The Risks Of Changing CAMELS

Weakening the banking system’s qualitative safeguards could leave bank regulators less equipped to identify the next banking crisis before it arrives.

ByMayra Rodriguez Valladares,

Senior Contributor

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What Kevin Warsh Must Do To Save The Fed And Us From Unnecessary Harm

There’s one big thing the new Fed head must tackle now—and it’s not interest rates.

BySteve Forbes,

Forbes Staff

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Banks Face A Two-Front War: Inflation And Rising Defaults

Rising inflation and stubborn producer costs are beginning to raise concerns across the financial industry. There are also rising delinquencies in credit cards and loans.

ByMayra Rodriguez Valladares,

Senior Contributor

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Private Credit: Trying To Count The Cockroaches

The six largest U.S. banking institutions have materially increased lending and other exposures to non-depository financial institutions (NDFIs) over the last decade.

ByMayra Rodriguez Valladares,

Senior Contributor

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Fed Warning: America’s Financial System Is Strong But Risks Are Rising

The Federal Reserve’s May 2026 report does not sound alarm bells. But resilience is not immunity.

ByMayra Rodriguez Valladares,

Senior Contributor

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Beyond Bank Runs: The OCC Warns Of A More Complex Financial Threat

The banking system remains resilient. However, financial, technological, and operational risks are becoming inseparable and can catch the market off guard.

ByMayra Rodriguez Valladares,

Senior Contributor

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Why Businesses Treat Risk And Insurance As An Afterthought

Throughout history, it has taken fires, floods and windstorms to teach companies the value of preemptively making themselves less vulnerable to potential hazards.

ByLouis Gritzo,

Contributor

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The Hidden Risk Of Less Disclosure: Why Banks Need Quarterly Reporting

Less Disclosure, Faster Panic: There are hidden risks in the SEC's Semiannual Reporting Proposal; opacity in banks is dangerous for Main Street.

ByMayra Rodriguez Valladares,

Senior Contributor

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The Lobbying Machine: How America's Banks Buy Influence In Washington

Main Street does not have a lobby in Washington to advocate for protection against the deregulatory wave hitting us all now.

ByMayra Rodriguez Valladares,

Senior Contributor

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Deregulate Banks Now, Downgrade Later

Bank regulators and investors should know that key credit ratings are unanimous in signaling that lower capital is net credit negative.

ByMayra Rodriguez Valladares,

Senior Contributor

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Geopolitics: The Risk That Could Break Banks

The Geopolitical Risk Index (GPR) is at its highest level in almost 25 years. Bank regulators and risk managers need to incorporate geopolitics into stress tests.

ByMayra Rodriguez Valladares,

Senior Contributor