Kristin Vance Richards, Ph.D., LCSW, writes about women, wealth-building and financial identity, with a focus on the emotional, behavioral and structural forces that shape financial decisions.
She is the founder of wealthSHE and a financial capability expert whose work examines
Average Retirement Savings By Age For Women—What The Numbers Miss
See how women’s retirement savings compare by age, what benchmarks miss and five ways to strengthen long-term financial security.
The Wealth-Building Skills Hidden In Single Motherhood
Single motherhood is a masterclass in risk and capital. Discover 3 wealth-building skills developed under pressure that helped one mother cross the 7-figure mark.
Am I Financially Okay? A 4-Part Test For Women Who Feel Behind
Wondering if you are financially okay? This 4-part test helps women assess stability, protection, flexibility and alignment beyond savings benchmarks.
Why Women Who Build Wealth Still Feel Poor
Even women who have built significant wealth often feel financially insecure. The gap is not driven by income. It is driven by identity.